Free Massachusetts Workers Comp Calculator
See what your weekly workers compensation check should be under Massachusetts law.
What Will Your Workers Comp Check Be?
Estimate your weekly Massachusetts workers compensation benefit under M.G.L. c.152, whether you are completely out of work or working reduced hours on a doctor’s restriction.
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Call (617) 683-1983Your typical gross pay per week over the 52 weeks before you were hurt. If you are paid biweekly, divide that check in half.
Your Estimated Weekly Benefit
Insurers routinely underpay, delay, or cut off benefits early. We handle Massachusetts workers comp claims every day, and you pay nothing unless we recover for you.
How Massachusetts calculates your check
If you are completely out of work, section 34 pays 60 percent of your average weekly wage, up to a maximum set every year by the state. If your average weekly wage is below the current legal minimum, the law protects you by paying your full wage instead of just 60 percent of it. If you are working but earning less because of medical restrictions, section 35 pays 60 percent of the difference between what you used to earn and what you earn now, capped at 75 percent of what you would receive if you were totally out of work.
The 5 day waiting period
Massachusetts does not pay for the first 5 calendar days you miss from work. If your disability lasts 21 calendar days or longer, though, those first 5 days become payable retroactively and you are made whole for the entire period. This rule catches a lot of injured workers off guard when their first check looks smaller than expected.
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Call (617) 683-1983How long benefits last
Total incapacity benefits under section 34 are capped at 156 weeks, three years. Partial incapacity benefits under section 35 generally run up to 260 weeks, five years, and combined section 34 and 35 benefits are generally capped at 364 weeks unless the Department of Industrial Accidents finds a permanent and severe enough injury to extend section 35 benefits to 520 weeks. Permanent and total disability is a separate benefit under section 34A that can continue for life.
What insurers get wrong, on purpose or not
Average weekly wage calculations that leave out overtime or a second job, earning capacity assumptions that are not realistic for your restrictions, and early termination of benefits before you have actually recovered are the three most common ways injured workers get shortchanged. A short conversation with a lawyer before you sign anything the insurer sends you can prevent a mistake that is very hard to undo later.
Estimates are based on M.G.L. c.152 section 34, section 35, and section 29, using the maximum and minimum weekly compensation rates in effect as of October 1, 2025 through September 30, 2026 as set by the Massachusetts Department of Industrial Accidents. These rates change every October 1. Your actual benefit depends on your verified average weekly wage, your medical restrictions, your earning capacity, and how your specific insurer and the Department of Industrial Accidents apply the law to your case. This calculator is for general information only. It is not legal advice, it does not guarantee any benefit amount, and using it does not create an attorney-client relationship. Attorney Advertising.